Spread the cost of IT, phones and equipment over time.
Comstel works with established Australian equipment-finance partners so you can roll the cost of phone systems, IT hardware, security, energy and office equipment into manageable repayments — and free up working capital for what actually grows the business.
Everything Comstel supplies, on a plan.
Most of the equipment Comstel quotes can be financed — typically including installation, configuration and delivery in the same agreement, so you spread the whole project, not just the box.
Phone Systems
Cloud PBX hardware, handsets, headsets, conference units and installation for new offices or office moves.
- Avaya, iPECS, 3CX, BizTel
- Desk phones & conference units
- Hospitality phones
- Cabling & installation
IT Hardware
Servers, computers, laptops, switches, routers, Wi-Fi access points and the whole stack to set up an office.
- Servers & storage
- Desktops & laptops
- Switches, routers, Wi-Fi
- Site cabling
Print & Document Equipment
Multifunction printers, copiers, document scanners and large-format plotters from Kyocera, Fujifilm, Lexmark and Epson.
- Office MFPs & copiers
- Document scanners
- Large format / CAD plotters
- Managed print services
Cybersecurity & CCTV
Managed security stacks, firewalls, dark-web monitoring, video surveillance, alarm panels and access control.
- Bitdefender / Sophos
- Firewalls & gateways
- CCTV & NVR
- Access control
POS & AV Equipment
Point-of-sale terminals, payment hardware, hospitality phones, digital signage, video-conference rooms and TV/IPTV setups.
- POS terminals & receipt printers
- Video conference rooms
- Digital signage
- Comstel TV Box deployments
Solar & EV Charging
Commercial solar panels, inverters, batteries, hybrid systems and EV charging stations — including install costs.
- Commercial solar arrays
- Inverters & batteries
- Hybrid systems
- EV chargers (AC & DC)
Three common ways to structure the deal.
Comstel works with established Australian equipment-finance partners. The right structure depends on your accounting preference, cash-flow needs and how you want to treat the asset — we recommend speaking to your accountant alongside our team.
Operating Lease / Rental
Pay a regular rental for use of the equipment. Payments are typically a fully tax-deductible business expense. Often the cleanest option for fast-changing technology where you'll upgrade at end of term.
Finance Lease
Lender owns the equipment, you have full use for a fixed term. At the end you may have an option to acquire the asset for an agreed residual. Suits longer-lived equipment with predictable use.
Chattel Mortgage
You own the asset from day one and finance it over a term. Lets you claim depreciation and (where applicable) GST on the purchase. Often preferred when you want the asset on your balance sheet.
Available structures, terms and rates vary by finance partner, deal size and credit profile. Comstel will quote actual figures once we know the equipment scope. Tax treatment is general guidance only — confirm with your accountant.
Four steps from enquiry to install.
Simple, transparent, no jargon. The finance conversation only happens after you've seen and agreed the equipment quote.
Free Consultation
Tell us what you need. We confirm scope and put a transparent equipment quote in writing.
Discuss Finance
If you'd like to spread the cost, we introduce a suitable finance partner and explain the structures.
Application & Approval
Finance partner runs the application. We coordinate so equipment ordering tracks the timeline.
Install & Support
Comstel delivers, installs and supports the kit. Your finance starts when the equipment is in use.
One partner, one project, one timeline.
You're not financing equipment in isolation — you're financing the whole solution, including delivery and install. Comstel coordinates the lot.
One scope, one quote
Hardware, software, installation, configuration and ongoing support quoted as a single package — no surprises.
Australian finance partners
We work with established AU equipment-finance lenders that specialise in business technology funding.
Capital stays in the business
Roll a large equipment refresh into predictable monthly repayments instead of a single lump sum.
Tax-friendly structures
Several finance structures can deliver tax benefits depending on how you treat the asset — confirm with your accountant.
Comstel coordinates everything
One project manager owns the timeline — equipment ordering, finance paperwork, install and go-live.
Honest pre-finance advice
If the deal doesn't make sense for your business, we'll say so. No pressure to take finance you don't need.
Common questions about equipment finance.
What can I actually finance through Comstel?
What types of finance do you offer?
Do I need to provide all the details upfront?
What documents will the finance partner need?
How fast is approval?
Are repayments tax-deductible?
Can finance cover installation, not just hardware?
How do I get started?
Talk to a real Comstel team member. Same business day.
Choose what works for you — call, email, book a free 30-min consultation or send an enquiry. No call-centre script.
Three ways to reach us.
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Spread the cost without the headache.
Free, no-obligation conversation. Honest equipment quote first, finance conversation second.
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